The ability to recover debt efficiently is a cornerstone of a healthy financial system. As regulatory pressure increases and technology reshapes traditional models, debt collection markets are undergoing a significant transformation across Europe and Latin America. In our latest Debt Collection Agencies Market Overview, MD Finance analyzes four key markets—Romania, the Czech Republic, Spain, and Mexico—to understand how regulation, efficiency, and scale are redefining the ind

Texas is no longer just attractive for fintech and non-bank lenders — it’s strategic. Our latest market analysis shows why Texas has become a core expansion hub for alternative lending and credit access businesses. A massive, resilient market • 31.9M population • $2.7T GDP with 6.8% growth • Strong consumer demand for short-term liquidity $2B+ in annual CAB fees & 1.2M consumers served Installment-based payday and auto-title products dominate — proving demand is strong, repea

Non-bank international lenders demonstrated consistent growth in the Q3 2025. This report tracks the latest updates for the most active non-bank lending groups. The Q3 2025 highlights a robust and evolving lending landscape, marked by solid financial performance, active capital inflows, and continued strategic diversification. Firms are broadening their reach through new financial products and expanding into new geographic markets. Geographic Expansion Following MD Finance en

Litigation financing, a concept that dates back to the medieval period, has evolved into a major market over the last 30 years. The model returned to life in the 1990s when the Australian state of New South Wales repealed its outdated champerty laws and enabled class-action lawsuits that often had been too expensive for ordinary plaintiffs. The reform allowed making external investment in legal claims and covering litigation costs by funders in exchange for a share of potenti

Nigeria has become one of the fastest-growing alternative lending markets in Africa. The country’s economy remains underdeveloped and faces structural challenges. Persistently high inflation, reaching 20.1% in August 2025, erodes real incomes and drives demand for consumer credit. At the same time, most Nigerians remain outside the reach of traditional banking services. Nigeria is also one of the world’s youngest nations, with a median age of just 18.1. Its young population a

Buy Now, Pay Later is no longer just a consumer story. After years of expansion (and turbulence) in the B2C space, the spotlight has...

The fintech industry in Colombia is writing a new chapter in its evolution, reaching 394 local startups in the first quarter of 2024 – a...

Non-bank international lenders demonstrated consistent growth in the first half of 2025. This report tracks the most active non-bank...

Buy now, pay later (BNPL) has become one of the most dynamic trends in consumer finance. BNPL gained popularity during the COVID-19...

South Africa has become one of the most developed financial markets on the continent, accounting for around 40% of all fintech revenue in...

As the first half of 2025 comes to a close and updated financials from global lending groups are released, we present a snapshot of some...

Despite a turbulent macro environment, Argentina offers growing potential for fintech companies, especially alternative lenders serving...

Below, we introduce the core financial instruments of Islamic finance, provide an overview of the Islamic fintech sector, and explore its...

Non-bank international lending groups play a prominent role in shaping the credit landscape. These companies operate across multiple...

Peer-to-peer (P2P) lending has redefined how people and businesses access capital, bypassing traditional financial intermediaries....

The rent-to-own model offers flexible access to goods without the burden of ownership or traditional debt. Initially developed to help...

This report offers a deep dive into Latin America’s fintech industry. It focuses on Peru, a fast-developing market defined by strong...

For early-stage and growth-focused businesses navigating between giving up equity and taking on rigid debt, revenue-based financing (RBF)...

Invoice financing represents one of the largest niches in supply-chain finance (SCF), fulfilling the banking sector's fundamental promise...

We continue to explore South Asian markets and invite you to look at Sri Lanka, a country with a predominantly agricultural and tourism...