Pakistan’s non-bank digital lending sector is entering a decisive transformation phase — driven by macroeconomic shifts, regulatory reform, and accelerating fintech adoption. With a population of nearly 260 million and a median age of just 21, Pakistan represents one of the youngest and most structurally underbanked large markets globally. Despite progress in financial inclusion, only around 67% of the population holds a bank account, and access to formal credit remains limit

Nigeria has become one of the fastest-growing alternative lending markets in Africa. The country’s economy remains underdeveloped and faces structural challenges. Persistently high inflation, reaching 20.1% in August 2025, erodes real incomes and drives demand for consumer credit. At the same time, most Nigerians remain outside the reach of traditional banking services. Nigeria is also one of the world’s youngest nations, with a median age of just 18.1. Its young population a

South Africa has become one of the most developed financial markets on the continent, accounting for around 40% of all fintech revenue in...

As the first half of 2025 comes to a close and updated financials from global lending groups are released, we present a snapshot of some...